
The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure
Incentives have always driven mortgage lending. Loan officers originate loans. Lenders compete for production. Borrowers search for the lowest available rate. Regulators work to ensure fairness across the process. Over time, these competing forces produced a complex economic architecture designed to

Georgia farmers face fertilizer crisis as Iran blocks key shipping route
SYLVANIA, Ga. (WTOC) — Iran’s blockade of the Strait of Hormuz is sending shockwaves through southeast Georgia’s farm country, where corn planting season is underway and farmers say fertilizer prices are already surging nearly 50%.The Strait of Hormuz is a critical global shipping route for urea, a

Beaufort Co. Council sends proposed gun ordinance back to committee for revisions
BEAUFORT COUNTY, S.C. (WTOC) - Beaufort County Council voted unanimously to send a proposed gun ordinance back to committee, saying they still had more questions than answers after meeting with local law enforcement, the solicitor’s office, and other community groups.Council members said feedback fr
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