
For solutions to the housing affordability crisis, we need to use every tool available
Across the country, roughly 65% of households are priced out of the median-priced new home. Incomes have not kept pace with elevated home prices and higher mortgage rates, putting homeownership further out of reach for millions of Americans. For those who can afford a new home, many don’t want to sp

Mortgage’s AI crisis is coming. The industry isn’t ready to talk about it.
A borrower in forbearance gets the wrong information about their reinstatement options. It came from an automated servicing communication, routed through a system nobody fully owns and nobody fully monitors. By the time someone catches it, hundreds of borrowers have received the same message. Some a

Hilton Head program rescues vacationers’ unused groceries to fight hunger
HILTON HEAD ISLAND, S.C. — A South Carolina nonprofit is asking Hilton Head Island vacationers to donate unopened, nonperishable food before they head home, turning would-be leftovers into help for local families.Second Helpings is hosting its fourth summer of the “Post‑Vacation Food Donation” progr
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