• DHS responds to deadly Effingham Co. crash: ‘This NEVER should have happened’,Mackenzie Baker

    DHS responds to deadly Effingham Co. crash: ‘This NEVER should have happened’

    EFFINGHAM COUNTY, Ga. (WTOC) - The Department of Homeland Security (DHS) shared a response on social media Thursday in regard to a deadly May 1 crash in Effingham County. Michael Sharpe, 47, was killed in a head-on collision when another vehicle crossed the center line and struck his car on Old Augu

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  • Four Effingham Co. seniors named Georgia Scholars,Mackenzie Baker

    Four Effingham Co. seniors named Georgia Scholars

    EFFINGHAM COUNTY, Ga. (WTOC) - Georgia School Superintendent Richard Woods has named 162 graduating seniors as 2026 Georgia Scholars, including four students from the Effingham County School District.The local honorees — Addison Fratino, Carson Foskey, Meredith Clontz and Riley McMillian — attend th

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  • Innovation through mortgage advocacy: Why our industry needs to stop treating policy like background noise,Paul Gigliotti

    Innovation through mortgage advocacy: Why our industry needs to stop treating policy like background noise

    The mortgage industry is very good at watching signals. We watch rates like hawks. We track consumer sentiment all day long. We buy tools to tell us when to lock, when to float, when to sell, when to hedge and when to blink.  We invest in technology to improve speed, accuracy and workflow. We spend

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