
Portable credit reports spark debate over costs, feasibility
While the mortgage industry lobbies to reduce credit report costs, the idea of allowing borrowers to use the same file across multiple lenders has slowly emerged. In this consumer-controlled portable credit report model, borrowers would authorize the use of a single credit report during their mortga

South Carolina lawmakers clash over historical monument protections and QR code ban
COLUMBIA, S.C. (WIS) - A bill moving through the General Assembly has renewed debate over how South Carolina preserves and explains its history.If the bill passes, it would protect the names of every monument, statue, road, and building across the state named for a historic figure while also restric

Virginia governor’s amendments keep Faith in Housing Act in limbo
Virginia Gov. Abigail Spanberger left in limbo legislation that would let faith-based organizations build affordable housing on their land without rezoning. Instead of vetoing or signing the Faith in Housing Act, Spanberger recommended changes. The recommendations keep the bill’s core intact but mak
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